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Preparing for the Holidays on a Budget

December 2, 2008

Well it is that wonderful time of the year and the holidays are upon us! This year did you realise almost all the worlds religions celebrate a religious holiday this month. In this house we celebrate two: on Dec 8th is Eid, then we also celebrate with family Christmas. So how is this common sense mom getting it together while keeping cents in her wallet?

For us it has never been about the amount of money we spend. It has been about creating time honored traditions and looking for opportunities to serve others. Our first tradition we have already done here. That is on the American Thanksgiving. We get up early have waffles and watch the Macy’s Parade. At the same time we are decorating our holiday tree. Many of the ornaments are homemade and celebrate the diversity of our family ( we have family members who are christian, Catholic, Muslim and Jewish). Other traditions include baking cookies together and delivering them secretly to whoever we decide, a new one for us this is going to Eid Prayer, another is opening pjs on Christmas eve and reading Twas the Night Before Christmas while having hot chocolate.

We also look for chances to serve. In past years we have participated in food drives and sorted food and toys at local food banks, prepared shoes boxes to send to children overseas, chosen to adopt a child from overseas, adopted animals, cleaned up a neighbours yard, and shovelled snow for those who couldn’t. There are many ways that you can find to serve and often time is the best gift you can give.

When it comes to Christmas presents we also have a time honored tradition: it is called a cash Christmas. I have never bought on credit when it comes to presents. I set a budget for each person: then I shop with that budget in mind looking for something that they would love. For my daughter she knows that Santa has a budget after all he has so many children he needs to prepare for. She has never gone overboard on her list. Last year I was also able to give gifts that I got for free. I had collected icoke points and shopper optimum points and gave gift certificates for the movies, and bath sets that I had gotten basically for next to nothing. For my preteen daughter this year her big request is a guitar. I have found one on clearance for $30. She will also get new pjs ( bought at Atlantic Superstore for $7), a MP3 player bought for $20 at Walmart, and a itunes card for $15 that I got for free. For her stocking I will be redeeming points at Shoppers Optimum. Maybe it will be a necklace or watch, I haven’t decided this one yet.  For gift giving for the rest of my family I make sure I shop within my means and I look for quality on a budget. Here are some generic ideas that do leave cents in the wallet

  • Homemade: one year I made soup mixes and put them in old fashion canisters I got for a $.25 each, another I made hot chocolate mixes and put them in mugs I got for $.50, another I got frames and decoratedthem with buttons and other nicknack’s.
  • Cookies with recipe card attached.
  • Git Certificates you made yourself for services you can do : ie gardening, sewing, babysitting, cooking , game time, reading, really the list is endless for this one.
  • a treasure box: get a small box at craft store: fill it with treasured notes ,etc..

So for me it just makes cents to do it  with cash and creativity, that way you really can enjoy the holidays with less stress after them.

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